Medicare, unfortunately, does not cover the cost of hearing aids. Some Medicare Advantage plans cover some dental, vision, and hearing benefits, but coverage is limited. Let’s explore further.
Medicare Advantage Coverage
Medicare Advantage covers plenty of helpful benefits, but it aims to reduce the cost of benefits you already have, not add new ones. However, especially in recent years, extra benefits have been available through Medicare Advantage. The most common is prescription drug coverage, a vital benefit to many individuals. This also includes some dental, vision, and hearing coverage, which we will explore further in the next section.
Before we go too far, you need to know what is covered by both Original Medicare and Medicare Advantage in the realm of hearing. If you require treatment for your ears and it’s deemed “medically necessary” to your health, Original Medicare will cover it.
What it Doesn’t Cover
However, this Original Medicare coverage only relates to treatment in conjunction with other ailments. On their own, Medicare doesn’t cover dental, vision, or hearing benefits.
What about Medicare Advantage and those extra benefits mentioned earlier? Well, Medicare Advantage plan providers are limited to the benefits they can give you, but some Medicare Advantage plans will actually provide coverage for hearing aids and hearing exams. However, to find out if a Medicare Advantage plan will provide you with this coverage, you have to compare your options and see which plan actually offers this. You should never enroll in a plan without fully knowing the coverage and benefits you will receive. That’s why Medicare With Jake is here to help you go over your options!
What You Should Do
However, you do still have options. Even if hearing aids aren’t covered, you can have a lot of coverage for many other costs to make up for it. For instance, to get coverage for hearing aids, you could enroll in a Dental, Vision, and Hearing (DVH) plan.
These plans have a maximum benefit choice of $1,000, $1,500, $2,500, or $3,000, and you can use it anywhere regardless of your Medicare Advantage network. And, yes, these plans cover hearing aids and much more. No matter your age or health, you can easily enroll in a DVH plan.
Take Medicare One Step at a Time with Jake
No matter your questions or goals, Medicare With Jake can help walk you through your options until you have the best coverage for you. To learn more, call us now at (833) NOW-JAKE.
