Medicare Supplement Plan Comparison

Medicare Supplement Insurance Companies

If you choose Original Medicare, you may be surprised by the out-of-pocket expenses you can generate throughout the year. Fortunately, Medicare Supplement Plans can help bridge that gap. Medicare Supplement Plans, also called Medigap policies, are policies sold by private insurance companies. The best company and plan depends on which type of supplement plan you pick and where you live. However, there are certain companies that have good reputations nationally. Read on to learn which companies may be right for you.

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Best Companies

There are a number of companies which routinely show up on Best Insurance Companies lists for Medigap policies. These include Mutual of Omaha, Humana, Aetna, Cigna, and AARP. Investopedia gives each of these companies a different category in which they excel.

Best Overall Company: Mutual of Omaha
Best User Experience: Humana
Best Set Pricing: AARP
Best Medigap Coverage Information: Aetna
Best Discounts for Multiple Policyholders: Cigna

The best company for you will depend on your location and your needs.

Most Popular Supplement Plan Types

It may be helpful to also know the most popular supplement plan types in order to narrow your search for the best company. The three most popular Medicare Supplement Plan types are: F, G, and N. While F is no longer offered to people who are newly eligible, it is still available to people who were eligible prior to 2020. Compare all three plans below.

Medicare Part A Coinsurance and Hospital Costs

Plan F – 100%
Plan G – 100%
Plan N – 100%

Medicare Part B Coinsurance or Copayment

Plan F – 100%
Plan G – 100%
Plan N – 100%

First 3 Units of Blood

Plan F – 100%
Plan G – 100%
Plan N – 100%

Skilled Nursing Facility Care Coinsurance

Plan F – 100%
Plan G – 100%
Plan N – 100%

Part A Deductible

Plan F – 100%
Plan G – 100%
Plan N – 100%

Part B Deductible

Plan F – 100%
Plan G – 0%
Plan N – 0%

Part B Excess Charges

Plan F – 100%
Plan G – 100%
Plan N – 0%

Foreign Travel Emergency

Plan F – 80%
Plan G – 80%
Plan N – 80%

Out of Pocket Limit (2020)

Plan F – No limit
Plan G – No limit
Plan N – No limit

Using our guide above, you can start to compare the best plan for you and the best company. If you live in the greater Wichita, Kansas area, call us today to get your coverage started!