Annual Open Enrollment

Annual Enrollment Period

If you want to change your plan, enroll in a new plan, or are losing coverage, you have to make changes to Medicare during one of its enrollment periods. Medicare has different enrollment periods for different people. One of those is the Annual Enrollment Period. Take a look below to understand how the Annual Enrollment Period works. 

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How an Annual Enrollment Period works

The Annual Enrollment Period occurs every year from October 15th to December 7th. It is for people who are already enrolled in Medicare and want to make changes to their plan. Specifically, people may enroll in or drop Medicare Advantage plans and Part D Plans. 

To be more specific, during this period, you can make the following changes:

  • If you are enrolled in Original Medicare (Part A and B), you can switch to Medicare Advantage (Part C).
  • If you are enrolled in Medicare Advantage, you can switch to Original Medicare or switch to a different Medicare Advantage Plan.
  • You can enroll in or drop a Medicare Part D plan.
  • You can switch your coverage from one insurer to a new insurer.

Reviewing your coverage each year is crucial and should be mandatory in order for you to know if it would be more beneficial to keep the Medicare coverage you have now or switch to a different plan.

Notices

Every September, you should receive your plan’s Annual Notice of Change (ANOC) and/or Evidence of Coverage (EOC). The ANOC will provide you with the necessary information regarding changes to your coverage, costs, or service area. The EOC will let you know of any changes or other details regarding your Medicare Advantage or Part D plan. 

We can help

At Medicare With Jake, we can help you make sense of all of the different Medicare enrollment periods. We understand that all this information can be overwhelming, which is why we are here to help. Give us a call today to learn more about the enrollment process!