If you’re new to Medicare, it’s important that you make sure you fully understand the different coverage options available, especially if you’re considering prescription drug coverage. If you’re not sure which choices are best for you because you don’t have enough information, then you may end up regretting your policy decision.
Fortunately, Medicare With Jake is here to guide you in the right direction and find you the coverage you’ve been searching for!
OTC Drug Coverage
Over-the-counter (OTC) drugs can be expensive, so it’s important that you have coverage for them if you use them regularly. Let’s talk about how you can get OTC drug coverage through Medicare.
OTC drugs are not covered through Original Medicare. This means that you’ll need to pay entirely out-of-pocket for OTC drugs. They are also not covered by Part D. Part D coverage extends solely to prescription drugs.
Some select Medicare Advantage plans do include coverage for OTC drugs. It’s important that you speak with your insurance agent if this is an area of coverage that you know you need. It’s extremely important to note that not all Medicare Advantage plans include OTC drugs. If you know that you want this area of coverage, then you’ll need to be very specific throughout the policy selection process.
Need Prescription Drug Coverage? We Can Help
Medicare can be confusing, but we’re here to help. As experts in Medicare, we love answering the questions that our clients have. We truly understand the importance of picking the right health insurance, so we’re always here to provide support. If you want OTC drug coverage, we can help you find the right policy today.
If you’re ready to take the first steps toward Medicare enrollment, reach out to us today. Medicare With Jake will be happy to provide you with some more information on the next steps to take to get the coverage you want and need.
