A majority of Medicare beneficiaries are enrolled in Original Medicare. Though, they do have the option of enrolling in Part C (Medicare Advantage) plans. If you don’t know what Medicare Advantage is, here’s what you need to know.
What Is Medicare Part C?
Medicare Part C is another way to get your Medicare Part A and Part B coverage. Through Part C, private insurance companies contract with Medicare to provide their beneficiaries with their Medicare benefits. The plans are not standardized but they are approved by Medicare. By joining an Advantage plan, you opt to get your benefits from Part C, rather than Original Medicare.
What Does Medicare Part C Cover?
Medicare Part C covers everything that Original Medicare covers, and more. The benefits you receive from Medicare Advantage are parallel to the Part A and Part B coverage you’d receive from Original Medicare. This means you get benefits that cover hospital treatments and medically necessary services. Preventive health services are also covered.
Some things your Advantage plan will cover include:
- Ambulance services
- Mental health care
- Inpatient treatment
- Skilled nursing facility care
- Home health care
- Hospice care
- Durable medical equipment purchases
In addition to your core benefits, Medicare Advantage plans also commonly offer extra benefits. These extra benefits exist to supplement your major health insurance, allowing you to live healthily and happily.
Some extra benefits featured in Medicare Advantage plans include:
- Expanded telehealth services
- Meal delivery
- Transportation to medical appointments
- Fitness memberships
- Dental coverage
- Vision coverage
- Hearing coverage
How To Get Medicare Part C
To get Medicare Part C, you need to purchase a Medicare Advantage plan. If you’ve already been approved for Medicare, there is no further approval process. Simply find a plan you like, then enroll at the appropriate time.
Get Started With Medicare Advantage
Many areas offer dozens of Medicare Advantage plans. To find one that fits your needs and budget, get help from a Medicare specialist. The agents at Medicare With Jake are ready for your call. You can reach us at (833) NOW-JAKE.
